Insurance Replacement & Repair Of Exterior Home Damage in Illinois

No matter where you are in the process of your insurance replacement and repair claim, Apex Exteriors’ team of insurance claim experts will help you move the process forward with speed and ease. The process can be complex and redundant when handled on your own, and our adjusters know how to get things moving efficiently and they also know some of the differences between the processes of various insurance companies. 

Our exterior inspectors are trained to identify all types of weather-related damage. An inspection with one of our crew members will determine if your affected exterior will qualify for free repairs or replacements from your insurance company. We are a local company and know the area and the problems that the Illinois weather can cause to the exterior of your building, helping you get necessary repairs without reaching into your pocket. 

Insurance Replacement & Repair

What Types of Damage to Your Property's Exterior Can Be Covered By An Insurance Replacement & Repair Claim?

As a homeowner and business owner, you take great pride in having an elegant, nice-looking exterior. However, no matter how diligent you are with making sure it is kept up to date with the best maintenance, repairs, and installations, certain types of damage can occur to your property’s exterior beyond your control. Fortunately, many of these damages can be covered by your insurance, and we can help you navigate the process easily. 

Weather-Related Damage

Weather-related damage is one of the most common types of damage to a property’s exterior, especially during the constantly changing climate those in Chicago experience each year. This can include damage caused by hail, wind, lightning, intense snow storms, and other severe weather conditions. In most cases, a standard homeowner’s insurance policy will cover this type of damage.

Fire Damage

Another type of damage that can be covered by insurance is fire damage. This can include damage caused by wildfires and damage from house fires or other structural fires. Not all policies cover wildfires, so it’s important to check with your insurance provider to see if your policy includes this coverage.

Theft or Vandalism

Damage caused by theft or vandalism can also be covered by insurance. This can include damage caused by theft, burglary, vandalism, or other malicious acts. It’s important to note that there may be limitations or exclusions in your policy, so it’s essential to read the fine print and ask your insurance provider any questions you may have.

Falling Objects

Damage caused by falling objects, such as trees or branches, can also be covered by insurance. This type of damage is typically covered under your homeowner’s insurance policy.


Accidents can also cause damage to a property’s exterior. For example, a car may accidentally hit your house. In most cases, your homeowner’s insurance policy covers this type of damage.

Steps To Take When You Experience Damage to the Exterior of Your Property

Insurance Replacement & RepairExperiencing damage to the exterior of your property is no doubt a stressful and worrisome situation. However, filing an insurance claim and working with a trusted contractor will help ease the financial burden of repairing the damage on your own. Here are some of the steps necessary to take to file an insurance claim for damage to the exterior of your property: 

  1. Assess the damage: Before filing an insurance claim, it’s essential to assess the extent of the damage. Take photos and document the damage as thoroughly as possible. This information will be helpful when you file your claim.
  2. Review your insurance policy: Review your insurance policy to see what types of damage are covered and what the deductible is. It’s important to know what your policy covers and what it doesn’t.
  3. Contact your insurance company: Contact your insurance company as soon as possible to report the damage. Your insurance company will provide you with information on how to file a claim and what documentation they will need.
  4. Provide documentation: Provide your insurance company with all documentation related to the damage. This can include photos, estimates from contractors, and any other relevant information.
  5. Meet with the adjuster: Your insurance company will send an adjuster to assess the damage and determine the amount of your claim. Be sure to provide the adjuster with all documentation related to the damage.

Apex Exteriors: Providing You with Honest Estimates for Your Insurance Claims

Insurance Replacement & Repair

After you have met with an adjuster and they have assessed the damage and determined the amount of your claim, our team will come in and give you a fair assessment of the overall damage. This will also allow you to know whether or not the adjuster assigned to your claim gave you a reasonable estimate of the damage your property underwent.


Once you have a fair assessment and you are happy with the estimate our team has provided you for the damages, we will get straight to work. We know time is of the essence, and that is why thanks to our over three decades in the business, we provide quick, efficient, and dependable solutions without disrupting your day-to-day lifestyle and operations.  

Chicago Area Home and Business Exterior Damage Insurance Replacement & Repair


At Apex Exteriors we have solutions for damage to your home or business exterior in Chicagoland and throughout the State of Illinois

At Apex Exteriors, we are proud of having over 30 years experience in the exterior repair and renovation industry. We also know the area very, including all the most common potential damages property owners in the area experience. 

When you don’t know how to navigate the insurance claim process for getting the exterior of your home or business looking better than ever after experiencing damages, contact Apex Exteriors. We will help you navigate the entire claim process and get the exterior of your home or business back to normal. Schedule a free insurance damage claim appointment with our friendly team today.

Text 224-523-3246 for an appointment.